You might already be close to broke, but it’s not that easy for you to change your frivolous spending habits. So regardless of the specifics of how you’ve done it, you’ve started stealing credit card information either on- or offline and claiming it as yours so that you can buy the latest designer clothes that you’ve been itching to have for the longest time or treat yourself to a grand vacation, amongst other things. You should realize though that committing credit card fraud to fund an extravagant lifestyle isn’t worth it at all for the following reasons:
- You’ll be asked to pay the corresponding fines and serve some time in either a county jail or a state prison.
You may have been doing credit card fraud for years now without getting caught. However, every action has a corresponding consequence, and the basic rule in life certainly applies to the credit card fraud that you’ve committed against someone.
- Once you’ve been caught committing credit card fraud, you’ll get slapped with a fine and a jail or prison sentence.
- However, the exact amount of fine and the number of days or even years that you’ll spend in either a county jail or a state prison depends on your state’s credit card fraud laws.
- You can get charged with other crimes related to the credit card fraud that you’ve committed.
The lawyer of the victim of the credit card fraud will go over the particulars of the crime that you did, and they may find out that they can hold you liable for other crimes as well. Aside from credit card fraud, you can be asked to pay additional fines and serve a longer jail or prison sentence for forgery, mail fraud, computer fraud, and identity theft, and that’s only hitting the tip of the proverbial iceberg.
- You’ll face harsh judgment from the public at large.
The general public hates credit card fraudsters, most especially as more and more people are resorting to plastic money to make purchases in businesses that exist only within the confines of the Internet, as well as those that have physical locations. The credit card fraud that you committed against someone might make it in your local news which can earn the ire of people who you didn’t victimize at all but use credit cards often. They might even decide to have their credit card closed for good if that would help them avoid being a victim of credit card fraud.
According to Nasdaq, in 2014, more than 30 million credit card holders in the United States had their account information stolen from them by fraudsters. You might be thinking of stealing someone else’s credit card information out of your desire to buy everything that you’ve always wanted to have despite being in dire financial straits yourself. The above-listed reasons why committing credit card fraud to fund an extravagant lifestyle isn’t worth it should deter you from attempting to do it. But if you didn’t commit any credit card fraud at all and yet you’ve been wrongly incarcerated for it, you should exercise your legal rights with the help of a defense lawyer who can prove your innocence.